Pre-heat oven to 350 degrees.
Heat vegetable oil in non-stick skillet. Add ground beef and salt. Cook until browned, breaking up into small crumbles throughout cooking process.
Add water, and the rest of the spices. Cook until water has completely evaporated. If there is any excess oil, drain.
Add in re-fried beans. Stir often until heated through. Stir in enchilada sauce.
Take 8-inch tortillas, add about 1 cup of ground beef-refried bean filling, sprinkle with cheese, and roll into a burrito shape.
Line oiled pyrex baking dish with filled tortillas, cover with enchilada sauce and cheddar cheese. Bake until cheese is melted and tortillas slightly toasted, about 20 minutes.